Meta Info
Servings: 10 slices
Total Time: 1 hour
Difficulty: Easy
Calories per Serving: ~290
Macros (approx.): Protein 6g | Carbs 34g | Fat 14g
Intro
There’s something deeply comforting about banana bread—but when you add a rich, creamy layer of sweetened cream cheese in the center, it turns into something truly special. This cream cheese-filled banana bread is soft, moist, and just indulgent enough to feel like a treat without being over the top.
It’s the kind of recipe that makes use of ripe bananas sitting on the counter and transforms them into a bakery-style loaf that feels homemade and thoughtful. Each slice gives you tender banana bread on the outside with a smooth, lightly sweet cream cheese layer running through the middle.
Perfect for breakfast, afternoon coffee, or a make-ahead snack, this loaf delivers comfort, balance, and that little “wow” factor everyone loves.
Look at the Recipe
- Moist banana bread with a creamy cheesecake-style center
- Lightly sweet, rich, and perfectly balanced
- Ideal for slicing, storing, and sharing
Ingredients Needed
Banana Bread
- 1 large egg
- ½ cup light brown sugar, packed
- ¼ cup granulated sugar
- ¼ cup coconut oil, melted (or canola/vegetable oil)
- ¼ cup sour cream (Greek yogurt works too)
- 2 teaspoons vanilla extract
- 1 cup mashed ripe bananas (about 2 bananas)
- 1 cup all-purpose flour
- ½ teaspoon baking powder
- ½ teaspoon baking soda
- Pinch of salt (optional)
Cream Cheese Filling
- 1 large egg
- 4 oz cream cheese, softened
- ¼ cup granulated sugar
- 3 tablespoons all-purpose flour
How to Make Our Cream Cheese-Filled Banana Bread
- Preheat the oven.
Set oven to 350°F. Grease or spray a 9×5-inch loaf pan and set aside. - Mix the banana bread batter.
In a large bowl, whisk the egg, brown sugar, granulated sugar, oil, sour cream, and vanilla until smooth.
Stir in mashed bananas. - Add dry ingredients.
Fold in flour, baking powder, baking soda, and salt just until combined. Do not overmix. - Layer the batter.
Spread about two-thirds of the batter into the prepared pan, smoothing gently. - Prepare the cream cheese filling.
In a separate bowl, whisk or mix all filling ingredients until smooth and creamy. - Assemble the loaf.
Pour the cream cheese mixture evenly over the batter.
Top with the remaining banana bread batter, spreading gently to cover without mixing layers. - Bake.
Bake for 48–50 minutes, until the top is golden and set. A toothpick may come out with moist crumbs due to the cream cheese layer—this is normal. - Cool completely.
Let cool in the pan for 15 minutes, then transfer to a wire rack before slicing.
Storage & Serving Suggestions
- Store tightly wrapped at room temperature for 1 day or refrigerate for up to 4 days.
- Chill before slicing for cleaner layers.
- Serve plain or lightly warmed with coffee or tea.
